Willis Credit Union - Member Rates - Account Rates, CD Rates, IRA Rates, Loan Rates

Account Rates

Effective 10/1/10

Type of Account

Current Quarter Anticipated Rates

Regular Share:
    Less than $250.00 -
    $250.00 - $10,000.00 -
    Over $10,000.00 -
    Accumulative IRA -

0.00%
0.50%
0.75%
0.75%

Christmas Club:
Same as Regular Shares (min. balance $100.00)

0.25%

Vacation Club:
Same as Regular Shares (min. balance $100.00)

0.25%

Share Draft:
Less than $400.00 -
$400.00 and Over -

0.00%
0.00%

Loan Rates

Effective 1/24/2012

Type of Loan	Terms and Conditions	Rate
Unsecured Not to exceed $1,000	Up to 24 Months 25 to 48 Months	13.00% 14.50%
MasterCard Overdraft Loan Protection Not to exceed $1000	Revolving Revolving	14.00% 14.50%
New Auto/Truck (100% financing available)	Less than 15, 000 miles 2011-2012-Up to 60 months 2011-2012-Up to 72 months (minimum loan $18,000)	3.90% Limited Time! 5.49%
Used Auto/Truck (Finance NADA Trade-in /Wholesale value)	2006-2011-Up to 60 months 2003-2005-Up to 48 months Up To 2002-Up to 36 months	4.90% Limited Time! 6.75% 7.25%
New Other Secured	Up to 60 months	7.00%
Used Other Secured	Up to 60 months	8.50%
Share or Share Certificate Secured (Minimum of 4.0% or 3.0% over earnings rate whichever is greater)	Up to 60 months	Variable
NOTES: When Financing 80% or more on vehicle loans (autos, trucks, motorcycles, and watercraft) GAP Insurance is encouraged. Fee of $250 is for life of loan and excludes RV's. EXISTING LOANS WITH THE CREDIT UNION ARE NOT ELIGIBLE FOR THESE RATES. Loan rates subject to change due to market conditions and are based on your credit worthiness and credit qualifications. Please contact the credit union for a current quote.

Term of Account	Rates	APY*
1 Year	0.75%	0.75%
2 Years	1.50%	1.51%
3 Years	1.75%	1.76%
* APY = Annual Percentage Yield No additions are permitted to any certificate, beginning October 25, 2010 per Willis Credit Union Board of Directors.

Account Rates

Willis Credit Union 26 Century Boulevard, Colonnade North, Suite 3, Nashville, TN 37214-3695 (615) 872-6380, Fax: (615) 872-6388
Your Savings federally insured to at least $250,000 and backed by the full faith & credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.