Willis Credit Union has money to lend for almost any productive worthwhile purpose. We offer the following types of loans:

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Consumer Loans

Personal or unsecured loans up to $5,000 are available. This amount includes direct loans to you as well as any loan which you guarantee or co-sign.

Automobile Loans

The credit union is eager to lend money for the purchase of new or used vehicles. We have convenient terms up to five (5) years for new vehicles and up to fifty-four (54) months on used vehicles. All our vehicle rates are simple interest and are usually more attractive than those offered by other lending institutions. We will finance up to 100% of the purchase price on new vehicles and the NADA trade-in/wholesale value on used vehicles.

Savings Secured Loans

You can borrow at reduced rates and still earn dividends on your savings or certificates of deposit by securing a loan using your savings and certificate accounts as collateral.

Boat Loans

The credit union would like to help its members and their families enjoy the summertime by making funds available for financing various types of boats. Any boat financed at WCU must be ten feet or greater in length and have the United States Coast Guard approval. The amount financed and the terms are the same as for new and used vehicles.

Recreational Vehicle Loans

The credit union can help you enjoy the great outdoors in a travel trailer, fifth wheel unit, motor home, mini-motor home, pop-up camper, slide-in unit, jet skis and other recreational items. Rates vary depending on the item financed and whether it is new or used.

MasterCard Program

WCU offers a convenient, low cost credit card program. There is no annual fee or service charge. There is a 25 day grace period in which to pay account in full to avoid paying interest. No grace period on cash advances. Our MasterCard has a low, competitive interest rate. Letter checks are available upon request.

NOTE: The following applies to regular loans and credit cards.
Credit Life Insurance is available at a low cost and can be beneficial to your family. Credit Disability Insurance is also available at a low cost and can assist in meeting your financial obligations in case of injury which may extend beyond thirty days.

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